Protecting Your Roof from Wind Damage: A 2025 Guide for Ohio Homeowners

May 19, 2025

In 2025, homeowners in central and southern Ohio are experiencing more frequent and severe windstorms, leading to significant roof damage. Recent events, such as the May 16th storms, have caused widespread damage across the region, including in Columbus and Lancaster. Understanding how to identify wind damage, navigate insurance claims, and take preventive measures is crucial for homeowners in this area.

Recognizing Wind Damage on Your Roof

Wind damage can manifest in various ways, including:

• Missing or lifted shingles: High winds can tear shingles off or cause them to lift, exposing the underlying roof structure.
• Creased or curled shingles: Shingles may bend or curl due to wind pressure, compromising their effectiveness.
• Damaged flashing: Metal flashing around chimneys, vents, and skylights can become loose or detached.
• Fallen debris: Branches or trees may fall onto the roof, causing punctures or structural damage.

After a storm, it’s advisable to conduct a visual inspection from the ground or hire a professional roofing contractor to assess potential damage safely.

Navigating Homeowners Insurance for Roof Damage

Insurance policies in Ohio have evolved, with several key changes affecting roof coverage:NCSL+4Ohio Insurance Agents+4Bragg Insurance+4

• Actual Cash Value (ACV) vs. Replacement Cost Value (RCV): Many insurers now offer ACV for roofs over 10-15 years old, meaning depreciation is deducted from claim payouts .Ohio Insurance Agents+2Bragg Insurance+2LinkedIn+2
• Increased deductibles: Homes with older or non-hail-resistant roofs may face higher deductibles after a loss .Ohio Insurance Agents
• Matching coverage limitations: Policies may cap payouts for matching roof and siding materials, affecting the uniformity of repairs .Ohio Insurance Agents

To ensure adequate coverage, review your policy details and consider endorsements that provide comprehensive protection.

Steps to Take After Wind Damage

Document the damage: Take clear photos of all visible damage, including missing shingles, dents, and fallen debris.Mills Siding & Roofing

Prevent further damage: Use tarps or temporary coverings to protect exposed areas from additional weather-related harm.

Contact your insurance company: Report the damage promptly and provide the documentation collected.

Hire a reputable roofing contractor: Choose a licensed and insured professional experienced in storm damage repairs.

Preventive Measures for Future Storms

Regular inspections: Schedule annual roof inspections to identify and address minor issues before they escalate.

Tree maintenance: Trim branches near your home to reduce the risk of them falling onto the roof during high winds.

Upgrade roofing materials: Consider installing impact-resistant shingles designed to withstand severe weather conditions.

Secure loose items: Ensure gutters, vents, and other roof components are firmly attached.

Protect Your Home—Schedule with RoofX Today

Don’t wait until the next windstorm causes more costly damage. If you live in central or southern Ohio and suspect your roof may be compromised, trust RoofX to get the job done right.

✅ Fast, professional inspections
✅ Local experts who understand Ohio weather
✅ Insurance claim support from start to finish

Schedule your appointment with RoofX today and make sure your roof is repaired the right way—before the next storm hits.